Insurance Subrogation

Subrogation is when an insurer pursues reimbursement from an allegedly at-fault party for amounts paid on a claim. This can include recovery of an insured’s deductible as well. The insurer is permitted by law to “step into the shoes” of its insured in order to pursue legal claims against the at-fault party. In most cases, subrogation claims are resolved between the parties’ respective insurance companies, without involvement of attorneys and courts. Where a defendant is uninsured, this is of course not possible. Additionally, disputes over liability and damages can prevent a settlement agreement between the parties. 

That’s where we come in. Our attorneys are experienced in working closely with adjusters and insureds in order to obtain the best recovery possible, through investigation, negotiation, alternative dispute resolution, or litigation.